How to Buy a Smartphone On EMI Without a Credit Card?

Want to purchase the latest smartphone but not have a credit card to get it on EMIs? No worries. You can get your favourite mobile on EMI without a credit card with the help of the Insta EMI Card. 

By applying for the Insta EMI Card, you can be eligible for a pre-approved loan of up to Rs. 2 lakh. You can make your purchase from the Bajaj Mall or on other portals like Amazon, Flipkart, etc., using your Bajaj Finserv Insta EMI Card to get the latest phone on EMI without a credit card. Keep reading to know more!

Steps to apply for the Bajaj Finserv Insta EMI Card

Getting your Bajaj Finserv Insta EMI Card is simple and hassle-free. You can either visit the nearest Bajaj-partnered stores or get it online. If you choose the former, carry ID proofs like Aadhaar Card, Pan Card, Signed ECS mandate, Bank cheque leaf, etc. 

To get it online, follow the below-mentioned steps. 

  • Visit the Bajaj Finserv official website and click on the application for the Bajaj Finserv Insta EMI Card toggle. 
  • Enter your 10-digit mobile number and the OTP received in it. 
  • Fill out the digital application that asks for your name, address, date of birth, pin code, and many more. 
  • Select your gender and occupation. 
  • Submit the form to check your eligibility criteria and credit limit. 
  • Then, verify your KYC details using the Aadhaar card or other proof of your choice. 
  • To get the Insta EMI Card, you need to pay a one-term fee of Rs. 530. 
  • Post payment, press the activate now toggle to link your bank account to process the e-mandate. 
  • Once that is done, your card will be ready to be used. 

Also Read: EMI Card vs Credit Card

How to purchase a smartphone using the Insta EMI Card? 

Now, you can get the latest mobile on EMI without a credit card using the Insta EMI Card. Here is how to do it. 

  • Visit the Bajaj Mall website
  • Browse through the latest collection of Samsung, Xiaomi, Oppo, Vivo and Lenovo mobiles available and pick the one you like. 
  • Purchase the phone on EMI without a credit card on no cost EMIs and zero down payment by using your Insta EMI Card. 

Your orders will be delivered to your doorstep within 24 hours using the hyperlocal delivery network. Now, shopping has become a much easier and effortless experience. Get your Bajaj Finserv Insta EMI Card today!

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