Are There Any Hidden Charges in No Cost EMI of the Bajaj Finserv Insta EMI Card?

Bajaj Finserv Insta EMI Card is among the top most beneficial credit options in the Indian market. This card helps you best in shopping for electronics and other household items online or offline. 

The most lucrative trait of opting for this card is the access to Bajaj Finserv no cost EMI feature, which helps you make your purchase in easy EMIs without interest. If you are planning to get your Bajaj Insta EMI Card and are worried about the Bajaj Insta EMI Card charges, here is everything you need to know. 

Benefits of the Bajaj Insta EMI Card 

This card gives you access to 1.2 million products at no cost EMI and zero down payment. Well, if you want a Bajaj Finserv Insta EMI Card, apply it online and get the Bajaj Finserv no-cost EMI feature along with a pre-approved loan amount of Rs. 2 lakh. You can easily apply for this card on the official website or at any Bajaj Finserv partner store. The two major highlights of this card include; the charges being very low and the no-cost EMI option.

Also Read: ECS Limit of Insta EMI Card

Are there any hidden charges with the Bajaj Insta EMI Card?

This card has no upfront interest; you can easily purchase any product without paying any interest. However, the Bajaj Finserv EMI Network Card does not charge any interest on EMIs, but it does come with a processing fee that you should be aware of.

Being a shopping wonder, this card doesn’t require a standing deposit. However, there may be a convenience fee, which always depends on the product purchased; in addition, the user has to pay an annual fee of Rs. 117. Whether you buy the products with it or not, you must pay this tax once a year. In addition, one of the last one-time fees for the card is 530 INR. You must make this payment when you apply for the Bajaj Insta EMI Card. Although, the Insta EMI Card charges are very minimal compared to its multitude of benefits. 

This Bajaj Finserv no-cost Insta EMI Card can be used in Bajaj Mall or other online markets like Flipkart, Amazon,, etc. The Insta EMI Card allows you to easily purchase any product from 3 to 24 EMI without needing a credit card. Get yours today!


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