EMI, or equated monthly installment, is a service lenders provide to help borrowers repay their debts without difficulty. Individuals use the EMI to pay off their loans by paying a fixed amount each month. This amount, however, is subject to change depending on the circumstances. It is available both online and offline if you want to know how to check your EMI statement.
You can view this document online by using the Experia customer portal or mobile app via Bajaj EMI Card Login. After login, navigate to the services section and review the EMI statement. You can also obtain this document by visiting your nearest Bajaj Finserv branch.
When you pay an EMI, the lender creates a record against it called a statement. A Bajaj Finserv EMI statement provides information about your regular payments and their details.
How to Get a Bajaj Finserv EMI Statement
An EMI statement allows you to keep track of your debt and manage your finances more effectively. A document like this is now available online via dedicated portals and mobile applications via Insta EMI Card login.
Through Experia Customer Portal
- Step 1: Go to this Experia portal and log in with your customer ID or email ID, or if you prefer, log in with an OTP sent to your registered phone number.
- Step 2: Go to the ‘Services’ section and click the ‘View Details’ button.
- Step 3: Select ‘E-statement’ to review your EMI details or, if necessary, complete the Bajaj Finserv EMI statement download process.
Through the mobile application
You can also check and download an EMI statement using the dedicated Bajaj Finserv EMI Card App. Here’s a step-by-step tutorial:
- Step 1: Install this mobile application on your phone and complete the login by entering the required credentials.
- Step 2: Choose the loan account from which you want an EMI statement and click ‘e-statement’ to get it.
Aside from these online services, you can also obtain the Bajaj Finserv EMI statement by mail. You can do this by visiting any Bajaj Finserv branch near you.
Benefits of accessing an EMI statement from Bajaj Finserv
Gives a clear picture of the debt
An EMI statement provides a clear picture of your debts. You can learn more about your loan’s outstanding balance, remaining term, total interest paid, and other details. It can also aid in financial planning because it provides a consolidated view of your debt.
Aids in financial planning
This document aids financial planning by providing an overview of the loan balance. You can plan your prepayment or foreclosure and save on interest payments with its information. Alternatively, you can raise or lower your EMIs to suit your needs if necessary.
Keeping track of all payments
You can keep track of your loan repayments with a Bajaj Finserv EMI statement. You can also see how much you pay in interest and principal repayment.
Accessibility
Because a Bajaj Finserv e-statement is easily accessible online, you can access it anytime and anywhere. The Experia customer portal also makes it simple to access this document whenever needed.
A Bajaj Finserv EMI statement is a useful piece of paper because it provides a concise overview of your total debt. Check your Bajaj finance EMI statement today by Insta EMI Card login.